The banking and finance sector speeds up digitalisation

Increased use of electronic signatures in the banking and finance sector is increasing the use of electronic solutions in the Register of Mortgaged Movable Property.

Published 12.03.2013, last updated 19.03.2013

In 2012, the proportion of electronic registrations in the Register of Mortgaged Movable Property was about 20%, with almost 490,000 documents being processed.

Electronic case processing is expected to increase by a further 20% in 2013.

The Register of Mortgaged Movable Property's systems are ready to receive and process a large amount of electronic documents, but, so far, the increase in the use of electronic documents has been slower than we expected. This applies in particular to the processing of loans, which accounts for a large part of the workload of the Register of Mortgaged Movable Property.

The banking and finance sector is working hard to speed up its electronic processing, both in relation to the taking out and cancelling of loans. Among other things, work has been initiated to amend the Enforcement of Claims Act so that physical and electronic signatures will have equal status. As soon as this is in place, there will be a substantial increase in the number of electronic documents submitted for processing by the Register of Mortgaged Movable Property.

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